You could fill in a duplicate of current ITR one to provides an effective BIR stamp. I think because of it you to, you’ll have to visit your RDO to obtain stamped.
If you are an effective freelancer otherwise operator, you could fill in a duplicate of one’s audited ITR and you will BIR stamp. We failed to test this one just like the I wasn’t the person who removed the mortgage and i failed to subscribe to feel co-debtor, but I do believe this will mean bringing the newest ITR, and only to be on the fresh new secure side, their bookkeeping guides, to your RDO.
When you find yourself functioning, you could decide to fill out your certified thirty days spend sneak old at the very least 3 months just before big date out of app. Jay made a decision to submit around three so you’re able to secure the deal, haha! The guy and submitted his COE along with them.
This will be into the 1st step. Pag-IBIG often evaluate the articles to test the qualifications to put on to have a home financing.
Once you have recorded this type of records on the web, you are going to receive an email compelling one buy the fresh operating percentage. We paid down Php 1,000. Be sure that you print a copy of your own confirmation of fee. You’re going to have to bring personal loans for bad credit Utah that it to Pag-IBIG , and the most other criteria, after you have started welcome to visit the workplace using email otherwise a call.
Here you will find the documents that you need to provide Pag-IBIG once you have started asked to submit your documents yourself:
1. All new duplicates of the files your filed regarding earliest process, with the exception of new selfie. You need to also provide the ID photocopied.
2. A duplicate of your own Unique Power from Attorneys to your agent. (If your owner is not regarding Philippines)
The cost of notarization depends on the newest consented price point of the home specified on your own deal to offer.
They will certainly including inquire for taking your photographs together with your appropriate ID again. This time, it will be their staff that will make the attempt.
Assessment stage
As dining table officer appears more your write-ups and you may sees zero discrepancies, you happen to be requested to cover assessment payment. We paid down Php 2,000.
We had been advised to wait having a call from a single away from their staff concerning your plan of the home appraisal. What will happen throughout the home assessment is they will be sending agents to scan our house to find out if they suits the practical and you can standards.
They entitled three days ahead of they visited. Brand new appraisers was basically within set by the 8AM. It ran when you look at the, checked the fresh measurements and you can did not very communicate with united states this much. They simply went to check always each room at home.
Next that has been it. We were told to attend due to their email whether or not our very own mortgage has been recognized or perhaps not accepted; but not, they already warned united states the home we had been looking to get is in short supply of step one meter in width to their requirements.
Loan Refused
We received a contact regarding Pag-IBIG formally proclaiming that this new sized our house didn’t satisfy their criteria, and that is one to. That was the end of our very own sense……for now.
We believed sending in a letter off reconsideration, but the current email address clearly stated that we had to deal with the fresh new question and agree to putting some expected transform, which i did not. So we needed to take on the fate and you can proceed.
Oh well, at the very least i’ve attained a life expertise that individuals is include in the long term and also to instruct the high school students when it’s the turn-to buy their property. We were, naturally, distressed, however, we are going to continue all of our dreams until i fundamentally discover lay we can telephone call household.
